Since 2003, LendingArsenal.com has been a wholesale mortgage market leader in real-time automatic loan search and pricing engines. Over the years, we have perfected SharpQual™ -- Lending Arsenal’s patent-pending pricing technology -- into one of the fastest and most accurate pre-qual engines in the industry. While SharpQual™ technology was initially designed for multi-lender loan search, it is just as effective for web-based product search and loan pre-qualification for individual lenders.

SharpQual™ is an off-the-shelf, multi-product, real-time, risk-adjusted eligibility, pricing and qualification technology. It is the same technology that powers LendingArsenal.com. SharpQual™ is easy to integrate into a lender’s existing website to provide mortgage brokers with instant and accurate quotes at the point of sale. More convenience for your brokers will mean more closed loans for you.

Interested in having SharpQual™ help sell your loans? We can integrate the SharpQual™ pre-qual engine into a lender’s existing website at a surprisingly modest cost. Installing SharpQual™ will immediately level the playing field between you and those lenders who already have a pre-qual engine running on their websites. Only your tool will be superior in that it is more convenient and more powerful, and comes to you at a SIGNIFICANTLY reduced cost and in a MUCH shorter timeframe than any custom software project of this quality could possibly take.

Most, if not all, pre-qual engines available today are custom projects that typically take months to complete and involve teams of software developers. It is a small surprise then that the costs of these projects start at around $100,000.00 and run into the stratosphere.

SharpQual™, on the other hand, is an off-the-shelf engine for which all of the software has already been created. The entire setup, including integration with your existing website, in most cases takes only a few hours worth of work. No new custom software needs to be written.

Consider the advantages of buying an off-the-shelf product over paying for a custom development (obviously, assuming that you can find an off-the-shelf product that meets your needs):

• INSTANT GRATIFICATION. An off-the-shelf product works right away, while a custom project may take months, if not years, to complete.
• LOWER COST. Comparable off-the-shelf products will be significantly less expensive than a custom development project because the software is already developed and the cost of writing this software is spread over many customers.
• BETTER QUALITY. An off-the-shelf product will usually be of higher quality than a comparable custom project, again, because the overhead costs of developing an off-the-shelf product (including design, testing, etc.) can be spread over many customers.
• SEE WHAT YOU BUY. Buying an off-the-shelf product is much “safer” than paying for a custom project. With an off-the-shelf product like SharpQual™, you can try it before you buy it, while a custom project could drag on forever, and you are never going to know what you will end up with in the end. (Consider that, according to the research firm Standish Group, 90% of software projects are completed late, 66% are deemed failures, and 30% are scrapped altogether.¹)

SharpQual™ is an already-successful, well-tested technology that can be integrated into your website within just a few days.

Let our dedicated team of engineers take care of everything: from integrating SharpQual™ into your website, to setting up electronic fetching and processing for your ratesheets and matrices. Once you make the decision, the pre-qual tool could be up and running on your website in just days.

After we set up your new pre-qual, you can try it for 14 days to make sure it is fast and 100% accurate. Then, and only then, will we ask you to pay for our work. Try that with a custom pre-qual!

Having an off-the-shelf product allows us to offer you a superior tool at significant cost savings. This low pricing makes SharpQual™ especially attractive for small and medium-size lenders who may not have a large IT budget, but who still want to have a top-notch, web-based, real-time pre-qual engine to offer to their brokers.

Prices start from $4900 for initial setup (one time fee) plus $1399 for maintenance (monthly).

• SharpQual™ is compatible with most types of web servers and web technologies. Our engineers will work with your web masters to integrate SharpQual™ into your website. The entire integration process usually takes no more than 1-2 hours.
• SharpQual™ is updated completely automatically by electronically fetching and processing ratesheets and matrix PDFs. This means zero maintenance for you: all you need to do is publish ratesheets on the Web; SharpQual™ will do the rest.
• SharpQual™ can handle all types of PDF ratesheets and matrices with ease: Conventional, Government, Jumbo, Alt-A, Sub-prime, etc. You name it – we can do it.

¹Statistics cited are from IT Week, Dec 2006